ACORD 39MD Instructions

Maryland Application SupplementACORD 39 MD (2003/05)

A new Maryland law effective October 1, 2002, requires that applicants be advised that their credit history will be used as a factor in determining the premium the applicant will be charged for their insurance. If the applicant’s premium is adversely affected, the applicant may request a review of their credit history at any time upon request. Credit history information that occurred more than five (5) years prior to the issuance of the policy may not be used.

This supplement must be used with all applications for personal insuranceexcept ACORD auto applications, which contain the required disclosure.