Insurance ID Card
ACORD provides an Insurance ID card in 19 different formats. Most states accept the generic ACORD 50. New York does not accept any ACORD insurance ID card. The following states have state specific ACORD forms for their ID cards.
General Purpose of the Insurance ID CardMany, but not all, states require drivers to carry an Insurance ID card. For the states that do have this requirement, the ACORD ID forms are a means of satisfying these requirements.
The Insurance ID card is often required for purposes of obtaining a drivers license. As a result, you need to guard against fraudulent use of these forms.
Visiting a State that requires an Insurance ID CardWhen you or your insureds travel to another state that requires an insurance ID card, you, of course, can not have a card for that state because you do not have insurance in that state. Normally, presenting the insurance ID card for your state will satisfy the requirements of the state you are visiting.
If your home state does not require an insurance ID card but the state you are visiting does, you can have a problem. I certainly did in Georgia a few years ago. My advice is to encourage your insureds to carry an insurance ID card when they travel even if the their state does not require it.
What is the Company Number?Normally the company number is the NAIC number for the company insuring the car.
Note, this is not the company group, but the company masthead - or specific company name within the company group.
You can find NAIC numbers for all insurance companies at the following link...
ACORD forms are all available to you at.....Insurance ID Card and other ACORD forms
Link to other Learning Center PagesACORD Binders
ACORD Cancellation Request
ACORD Certificates of Insurance
ACORD Evidence of Insurance
ACORD Financial Responsibility
ACORD Loss Notice
ACORD Information Practices
ACORD Terrorism Coverage
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