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ACORD 126 Instructions

Section Name Field Name Field and/or Section Description
TITLE ACORD 126 (2009/08) Commercial General Liability Section The title of the form. ACORD 126, Commercial General Liability Section, is a form of insurance designed to protect owners and operators of businesses from a wide variety of liability exposures. These exposures include liability for accidents resulting from the insured's operations or premises, products sold or operations completed by the insured, and contractual liability. The Coverage and Limits Section of the ACORD 126 was designed to follow the ISO Policy Simplification Program first initiated in 1986. The ACORD 126 was designed to be used in conjunction with the Commercial Insurance Application -Applicant Information Section (ACORD 125). Please refer to the chapter on the ACORD 125 for information on that form.
IDENTIFICATION SECTION Agency Customer ID Enter identifier: The customer's identification number assigned by the producer (e.g. agency or brokerage).
IDENTIFICATION SECTION Date Enter date: The month/day/year on which the form is completed. (MM/DD/YYYY)
IDENTIFICATION SECTION Agency Enter text: The full name of the producer/agency.
IDENTIFICATION SECTION Policy Number Enter identifier: The identifier assigned by the insurer to the policy, or submission, being referenced exactly as it appears on the policy, including prefix and suffix symbols. If required for self-insurance, the self-insured license or contract number.
IDENTIFICATION SECTION Effective Date Enter date: The effective date of the policy. The date that the terms and conditions of the policy commence.
IDENTIFICATION SECTION Carrier Enter text: The insurer's full legal company name(s) as found in the file copy of the policy. Use the actual name of the company within the group to which the policy has been issued. This is not the insurer's group name or trade name.
IDENTIFICATION SECTION NAIC Code Enter code: The identification code assigned to the insurer by the NAIC.
IDENTIFICATION SECTION Applicant / First Named Insured Enter text: The named insured(s) as it/they will appear on the policy declarations page.
COVERAGES Commercial General Liability Check the box (if applicable): Indicates the claims made or occurrence option applies for the general liability policy.
COVERAGES Claims Made Check the box (if applicable): Indicates the "claims made" option applies on the general liability policy.
COVERAGES Occurrence Check the box (if applicable): Indicates the general liability policy, occurrence basis applies.
COVERAGES Owner's & Contractors Protective Check the box (if applicable): Indicates the owners and contractors protective option applies for the general liability policy.
COVERAGES Other checkbox Check the box (if applicable): Indicates other coverage not found on the form exists for the general liability policy.
COVERAGES Other Field Enter text: The description of other coverage (not the limit) on the general liability policy. Any questions about appropriate limits or applicable policy coverage(s) should be answered by the issuing insurer(s).
COVERAGES Deductibles-Property Damage checkbox Check the box (if applicable): Indicates if a property damage deductible is requested.
COVERAGES Property Damage Enter amount: The deductible applicable to the Property Damage coverage.
COVERAGES Bodily Injury checkbox Check the box (if applicable): Indicates if a bodily injury deductible is requested.
COVERAGES Bodily Injury Enter amount: The deductible applicable to the Bodily Injury coverage.
COVERAGES Other checkbox Check the box (if applicable): Indicates that a deductible is requested on the coverage other than Property Damage or Bodily Injury.
COVERAGES Other Field Enter text: The type of deductible being requested other than property damage and bodily injury.
COVERAGES Other Enter amount: The deductible applicable to the Other Coverage.
COVERAGES Per Claim checkbox Check the box (if applicable): Indicates that a per claim deductible applies to individual claims even if the claims are all related to the same occurrence or event.
COVERAGES Per Occurrence checkbox Check the box (if applicable): Indicates that a per occurrence deductible applies once to each occurrence no matter how many individual claims result from the occurrence or event.
LIMITS General Aggregate Enter limit: The general liability, general aggregate limit amount. Any questions about appropriate limits or applicable policy coverage(s) should be answered by the issuing insurer(s).
LIMITS Limit Applies per Policy (check box) Check the box (if applicable): Indicates the general liability policy, general aggregate limit applies per policy.
LIMITS Project (check box) Check the box (if applicable): Indicates the general liability policy, general aggregate limit applies per project.
LIMITS Location (check box) Check the box (if applicable): Indicates the general liability policy, general aggregate limit applies per location.
LIMITS Other: (check box) Check the box (if applicable): Indicates the general liability policy, general aggregate limit applies to code is other than those listed.
LIMITS Other Description Enter code: The limit applies to code for the general liability policy, general aggregate limit.
LIMITS Products & Completed Operations Aggregate $ Field Enter limit: The general liability, products and completed operations aggregate limit amount. Any questions about appropriate limits or applicable policy coverage(s) should be answered by the issuing insurer(s).
LIMITS Personal & Advertising Injury Enter limit: The general liability, personal and advertising injury limit amount. Any questions about appropriate limits or applicable policy coverage(s) should be answered by the issuing insurer(s).
LIMITS Each Occurrence Enter limit: The general liability, each occurrence limit amount. Any questions about appropriate limits or applicable policy coverage(s) should be answered by the issuing insurer(s).
LIMITS Damage to Rented Premises Enter limit: The general liability, damage to rented premises each occurrence limit amount. Any questions about appropriate limits or applicable policy coverage(s) should be answered by the issuing insurer(s).
LIMITS Medical Expense Enter limit: The general liability, medical expense each person limit amount. Any questions about appropriate limits or applicable policy coverage(s) should be answered by the issuing insurer(s).
LIMITS Employee Benefits Enter limit: The general liability employee benefits limit amount.
LIMITS Other Limit Description Enter text: The description of other coverage (not the limit). Any questions about appropriate limits or applicable policy coverage(s) should be answered by the issuing insurer(s).
LIMITS Other Limit Enter limit: The general liability, other coverage limit amount. Any questions about appropriate limits or applicable policy coverage(s) should be answered by the issuing insurer(s).
LIMITS Premiums-Premises/Operations Enter amount: The premium for premises/operations coverage.
LIMITS Products Enter amount: The premium for products coverage.
LIMITS Other Enter amount: The premium for other general liability coverage.
LIMITS Total Enter amount: The total premium amount for the commercial general liability line of business.
LIMITS Other Coverages, Restrictions and/or Endorsements Enter text: The remarks associated with the general liability line of business. Use this section to provide any additional information required for underwriting or rating. Attach ACORD 101, Additional Remarks Schedule, is more space is required.
SCHEDULE OF HAZARDS Location # Enter number: The producer assigned identifier for the location number of the risk's location as it appears on the Applicant Information Section of ACORD 125. All classifications should be grouped by location number.
SCHEDULE OF HAZARDS Hazard # Enter number: A unique (within location) number distinguishing this unit-at-risk from the others.
SCHEDULE OF HAZARDS Classification Enter text: The classification the applicant's liability exposures by location, using the ISO Classification Table or other industry organization rules. Enter the appropriate class description from the table in this field.
SCHEDULE OF HAZARDS Class Code Enter code: The general liability class code that corresponds to the classification description shown in the previous field.
SCHEDULE OF HAZARDS Premium Basis Enter code: An industry code designating the rating basis of the exposure amount.
SCHEDULE OF HAZARDS Exposure Enter amount: The amount of the exposure used for this class code in calculating the premium. The contents of this data element depends on the rating basis used. The full amount of exposure is contained.
SCHEDULE OF HAZARDS Terr. Enter code: The rating territory code based on location from the appropriate state exception page.
SCHEDULE OF HAZARDS Rate - Prem/Ops Enter rate: The separate Premises Operations manual rate applicable to the classification.
SCHEDULE OF HAZARDS Rate - Products Enter rate: The separate Products rate applicable to the classification.
SCHEDULE OF HAZARDS Premium - Prem/Ops Enter amount: The premium associated with the premises operations coverage.
SCHEDULE OF HAZARDS Premium - Products Enter amount: The premium associated with the products coverage.
SCHEDULE OF HAZARDS Location # Enter number: The producer assigned identifier for the location number of the risk's location as it appears on the Applicant Information Section of ACORD 125. All classifications should be grouped by location number.
SCHEDULE OF HAZARDS Hazard # Enter number: A unique (within location) number distinguishing this unit-at-risk from the others.
SCHEDULE OF HAZARDS Classification Enter text: The classification the applicant's liability exposures by location, using the ISO Classification Table or other industry organization rules. Enter the appropriate class description from the table in this field.
SCHEDULE OF HAZARDS Class Code Enter code: The general liability class code that corresponds to the classification description shown in the previous field.
SCHEDULE OF HAZARDS Premium Basis Enter code: An industry code designating the rating basis of the exposure amount.
SCHEDULE OF HAZARDS Exposure Enter amount: The amount of the exposure used for this class code in calculating the premium. The contents of this data element depends on the rating basis used. The full amount of exposure is contained.
SCHEDULE OF HAZARDS Terr. Enter code: The rating territory code based on location from the appropriate state exception page.
SCHEDULE OF HAZARDS Rate - Prem/Ops Enter rate: The separate Premises Operations manual rate applicable to the classification.
SCHEDULE OF HAZARDS Rate - Products Enter rate: The separate Products rate applicable to the classification.
SCHEDULE OF HAZARDS Premium - Prem/Ops Enter amount: The premium associated with the premises operations coverage.
SCHEDULE OF HAZARDS Premium - Products Enter amount: The premium associated with the products coverage.
SCHEDULE OF HAZARDS Location # Enter number: The producer assigned identifier for the location number of the risk's location as it appears on the Applicant Information Section of ACORD 125. All classifications should be grouped by location number.
SCHEDULE OF HAZARDS Hazard # Enter number: A unique (within location) number distinguishing this unit-at-risk from the others.
SCHEDULE OF HAZARDS Classification Enter text: The classification the applicant's liability exposures by location, using the ISO Classification Table or other industry organization rules. Enter the appropriate class description from the table in this field.
SCHEDULE OF HAZARDS Class Code Enter code: The general liability class code that corresponds to the classification description shown in the previous field.
SCHEDULE OF HAZARDS Premium Basis Enter code: An industry code designating the rating basis of the exposure amount.
SCHEDULE OF HAZARDS Exposure Enter amount: The amount of the exposure used for this class code in calculating the premium. The contents of this data element depends on the rating basis used. The full amount of exposure is contained.
SCHEDULE OF HAZARDS Terr. Enter code: The rating territory code based on location from the appropriate state exception page.
SCHEDULE OF HAZARDS Rate - Prem/Ops Enter rate: The separate Premises Operations manual rate applicable to the classification.
SCHEDULE OF HAZARDS Rate - Products Enter rate: The separate Products rate applicable to the classification.
SCHEDULE OF HAZARDS Premium - Prem/Ops Enter amount: The premium associated with the premises operations coverage.
SCHEDULE OF HAZARDS Premium - Products Enter amount: The premium associated with the products coverage.
SCHEDULE OF HAZARDS Location # Enter number: The producer assigned identifier for the location number of the risk's location as it appears on the Applicant Information Section of ACORD 125. All classifications should be grouped by location number.
SCHEDULE OF HAZARDS Hazard # Enter number: A unique (within location) number distinguishing this unit-at-risk from the others.
SCHEDULE OF HAZARDS Classification Enter text: The classification the applicant's liability exposures by location, using the ISO Classification Table or other industry organization rules. Enter the appropriate class description from the table in this field.
SCHEDULE OF HAZARDS Class Code Enter code: The general liability class code that corresponds to the classification description shown in the previous field.
SCHEDULE OF HAZARDS Premium Basis Enter code: An industry code designating the rating basis of the exposure amount.
SCHEDULE OF HAZARDS Exposure Enter amount: The amount of the exposure used for this class code in calculating the premium. The contents of this data element depends on the rating basis used. The full amount of exposure is contained.
SCHEDULE OF HAZARDS Terr. Enter code: The rating territory code based on location from the appropriate state exception page.
SCHEDULE OF HAZARDS Rate - Prem/Ops Enter rate: The separate Premises Operations manual rate applicable to the classification.
SCHEDULE OF HAZARDS Rate - Products Enter rate: The separate Products rate applicable to the classification.
SCHEDULE OF HAZARDS Premium - Prem/Ops Enter amount: The premium associated with the premises operations coverage.
SCHEDULE OF HAZARDS Premium - Products Enter amount: The premium associated with the products coverage.
SCHEDULE OF HAZARDS Location # Enter number: The producer assigned identifier for the location number of the risk's location as it appears on the Applicant Information Section of ACORD 125. All classifications should be grouped by location number.
SCHEDULE OF HAZARDS Hazard # Enter number: A unique (within location) number distinguishing this unit-at-risk from the others.
SCHEDULE OF HAZARDS Classification Enter text: The classification the applicant's liability exposures by location, using the ISO Classification Table or other industry organization rules. Enter the appropriate class description from the table in this field.
SCHEDULE OF HAZARDS Class Code Enter code: The general liability class code that corresponds to the classification description shown in the previous field.
SCHEDULE OF HAZARDS Premium Basis Enter code: An industry code designating the rating basis of the exposure amount.
SCHEDULE OF HAZARDS Exposure Enter amount: The amount of the exposure used for this class code in calculating the premium. The contents of this data element depends on the rating basis used. The full amount of exposure is contained.
SCHEDULE OF HAZARDS Terr. Enter code: The rating territory code based on location from the appropriate state exception page.
SCHEDULE OF HAZARDS Rate - Prem/Ops Enter rate: The separate Premises Operations manual rate applicable to the classification.
SCHEDULE OF HAZARDS Rate - Products Enter rate: The separate Products rate applicable to the classification.
SCHEDULE OF HAZARDS Premium - Prem/Ops Enter amount: The premium associated with the premises operations coverage.
SCHEDULE OF HAZARDS Premium - Products Enter amount: The premium associated with the products coverage.
SCHEDULE OF HAZARDS Location # Enter number: The producer assigned identifier for the location number of the risk's location as it appears on the Applicant Information Section of ACORD 125. All classifications should be grouped by location number.
SCHEDULE OF HAZARDS Hazard # Enter number: A unique (within location) number distinguishing this unit-at-risk from the others.
SCHEDULE OF HAZARDS Classification Enter text: The classification the applicant's liability exposures by location, using the ISO Classification Table or other industry organization rules. Enter the appropriate class description from the table in this field.
SCHEDULE OF HAZARDS Class Code Enter code: The general liability class code that corresponds to the classification description shown in the previous field.
SCHEDULE OF HAZARDS Premium Basis Enter code: An industry code designating the rating basis of the exposure amount.
SCHEDULE OF HAZARDS Exposure Enter amount: The amount of the exposure used for this class code in calculating the premium. The contents of this data element depends on the rating basis used. The full amount of exposure is contained.
SCHEDULE OF HAZARDS Terr. Enter code: The rating territory code based on location from the appropriate state exception page.
SCHEDULE OF HAZARDS Rate - Prem/Ops Enter rate: The separate Premises Operations manual rate applicable to the classification.
SCHEDULE OF HAZARDS Rate - Products Enter rate: The separate Products rate applicable to the classification.
SCHEDULE OF HAZARDS Premium - Prem/Ops Enter amount: The premium associated with the premises operations coverage.
SCHEDULE OF HAZARDS Premium - Products Enter amount: The premium associated with the products coverage.
SCHEDULE OF HAZARDS Location # Enter number: The producer assigned identifier for the location number of the risk's location as it appears on the Applicant Information Section of ACORD 125. All classifications should be grouped by location number.
SCHEDULE OF HAZARDS Hazard # Enter number: A unique (within location) number distinguishing this unit-at-risk from the others.
SCHEDULE OF HAZARDS Classification Enter text: The classification the applicant's liability exposures by location, using the ISO Classification Table or other industry organization rules. Enter the appropriate class description from the table in this field.
SCHEDULE OF HAZARDS Class Code Enter code: The general liability class code that corresponds to the classification description shown in the previous field.
SCHEDULE OF HAZARDS Premium Basis Enter code: An industry code designating the rating basis of the exposure amount.
SCHEDULE OF HAZARDS Exposure Enter amount: The amount of the exposure used for this class code in calculating the premium. The contents of this data element depends on the rating basis used. The full amount of exposure is contained.
SCHEDULE OF HAZARDS Terr. Enter code: The rating territory code based on location from the appropriate state exception page.
SCHEDULE OF HAZARDS Rate - Prem/Ops Enter rate: The separate Premises Operations manual rate applicable to the classification.
SCHEDULE OF HAZARDS Rate - Products Enter rate: The separate Products rate applicable to the classification.
SCHEDULE OF HAZARDS Premium - Prem/Ops Enter amount: The premium associated with the premises operations coverage.
SCHEDULE OF HAZARDS Premium - Products Enter amount: The premium associated with the products coverage.
SCHEDULE OF HAZARDS Location # Enter number: The producer assigned identifier for the location number of the risk's location as it appears on the Applicant Information Section of ACORD 125. All classifications should be grouped by location number.
SCHEDULE OF HAZARDS Hazard # Enter number: A unique (within location) number distinguishing this unit-at-risk from the others.
SCHEDULE OF HAZARDS Classification Enter text: The classification the applicant's liability exposures by location, using the ISO Classification Table or other industry organization rules. Enter the appropriate class description from the table in this field.
SCHEDULE OF HAZARDS Class Code Enter code: The general liability class code that corresponds to the classification description shown in the previous field.
SCHEDULE OF HAZARDS Premium Basis Enter code: An industry code designating the rating basis of the exposure amount.
SCHEDULE OF HAZARDS Exposure Enter amount: The amount of the exposure used for this class code in calculating the premium. The contents of this data element depends on the rating basis used. The full amount of exposure is contained.
SCHEDULE OF HAZARDS Terr. Enter code: The rating territory code based on location from the appropriate state exception page.
SCHEDULE OF HAZARDS Rate - Prem/Ops Enter rate: The separate Premises Operations manual rate applicable to the classification.
SCHEDULE OF HAZARDS Rate - Products Enter rate: The separate Products rate applicable to the classification.
SCHEDULE OF HAZARDS Premium - Prem/Ops Enter amount: The premium associated with the premises operations coverage.
SCHEDULE OF HAZARDS Premium - Products Enter amount: The premium associated with the products coverage.
SCHEDULE OF HAZARDS Location # Enter number: The producer assigned identifier for the location number of the risk's location as it appears on the Applicant Information Section of ACORD 125. All classifications should be grouped by location number.
SCHEDULE OF HAZARDS Hazard # Enter number: A unique (within location) number distinguishing this unit-at-risk from the others.
SCHEDULE OF HAZARDS Classification Enter text: The classification the applicant's liability exposures by location, using the ISO Classification Table or other industry organization rules. Enter the appropriate class description from the table in this field.
SCHEDULE OF HAZARDS Class Code Enter code: The general liability class code that corresponds to the classification description shown in the previous field.
SCHEDULE OF HAZARDS Premium Basis Enter code: An industry code designating the rating basis of the exposure amount.
SCHEDULE OF HAZARDS Exposure Enter amount: The amount of the exposure used for this class code in calculating the premium. The contents of this data element depends on the rating basis used. The full amount of exposure is contained.
SCHEDULE OF HAZARDS Terr. Enter code: The rating territory code based on location from the appropriate state exception page.
SCHEDULE OF HAZARDS Rate - Prem/Ops Enter rate: The separate Premises Operations manual rate applicable to the classification.
SCHEDULE OF HAZARDS Rate - Products Enter rate: The separate Products rate applicable to the classification.
SCHEDULE OF HAZARDS Premium - Prem/Ops Enter amount: The premium associated with the premises operations coverage.
SCHEDULE OF HAZARDS Premium - Products Enter amount: The premium associated with the products coverage.
CLAIMS MADE 1. Proposed Retroactive Date Enter date: The retroactive date you are requesting for the policy being applied for. This is the proposed earliest date for which an occurrence could "trigger" coverage under a Claims Made policy.
CLAIMS MADE 2. Entry date into uninterrupted claims made coverage Enter date: The retroactive date shown on the applicant's first Claims Made policy. If this is the first such policy, the date will be the same as the proposed retroactive date shown on the preceding field. If this is a renewal, it is the effective date of the first policy issued in the sequence of uninterrupted Claims Made policies.
CLAIMS MADE 3. Has any product, work, accident or location been excluded, uninsured or self-insured from any previous coverage?-Yes checkbox Enter Y for a “Yes” response. Input N for “No” response. The response to the question, "Has any product, work, accident or location been excluded, uninsured or self-insured from any previous coverage?".
CLAIMS MADE Remarks Enter text: An explanation of a response to a general information or underwriting question. Normally, "Yes" responses require an explanation.
CLAIMS MADE 4. Was tail coverage purchased under any previous policy?-Yes checkbox Enter Y for a “Yes” response. Input N for “No” response. The response to the question, "Was tail coverage purchased under any previous policy?".
CLAIMS MADE Remarks Enter text: An explanation of a response to a general information or underwriting question. Normally, "Yes" responses require an explanation.
EMPLOYEE BENEFITS LIABILITY Deductible Per Claim: Enter deductible: The deductible per claim applicable to Employee Benefits Liability coverage.
EMPLOYEE BENEFITS LIABILITY Number of Employees: Enter number: The total number of employees.
EMPLOYEE BENEFITS LIABILITY Number of Employees Covered By Employee Benefits Plan: Enter number: The total number of employees covered by employee benefits plans.
EMPLOYEE BENEFITS LIABILITY Retroactive Date: Enter date: The retroactive date that is the earliest date for which an occurrence could "trigger" coverage under Employee Benefits coverage.
IDENTIFICATION SECTION Agency Customer ID Enter identifier: The customer's identification number assigned by the producer (e.g. agency or brokerage).
CONTRACTORS 1. Does applicant draw plans, designs, or specifications for others? Yes checkbox Enter Y for a “Yes” response. Input N for “No” response. The response to the question, "Does applicant draw plans, designs or specifications for others?".
CONTRACTORS Remarks Enter text: An explanation of a response to a general information or underwriting question. Normally, "Yes" responses require an explanation.
CONTRACTORS 2. Do any operations include blasting or utilize or store explosive material? Yes checkbox Enter Y for a “Yes” response. Input N for “No” response. The response to the question, "Do any operations include blasting or utilize, or store explosive material?".
CONTRACTORS Remarks Enter text: An explanation of a response to a general information or underwriting question. Normally, "Yes" responses require an explanation.
CONTRACTORS 3. Do any operations include evacuation, tunneling, underground work or earth moving? Yes checkbox Enter Y for a “Yes” response. Input N for “No” response. The response to the question, "Does any operation involve excavation, tunneling, underground work or earth moving?".
CONTRACTORS Remarks Enter text: An explanation of a response to a general information or underwriting question. Normally, "Yes" responses require an explanation.
CONTRACTORS 4. Do your subcontractors carry coverages or limits less than yours? Yes checkbox Enter Y for a “Yes” response. Input N for “No” response. The response to the question, "Do subcontractors carry coverages or limits less than applicant?".
CONTRACTORS Remarks Enter text: An explanation of a response to a general information or underwriting question. Normally, "Yes" responses require an explanation.
CONTRACTORS 5. Are subcontractors allowed to work without providing you with Certificates of Insurance? Yes checkbox Enter Y for a “Yes” response. Input N for “No” response. The response to the question, "Are subcontractors allowed to work without providing you with a certificate of insurance?".
CONTRACTORS Remarks Enter text: An explanation of a response to a general information or underwriting question. Normally, "Yes" responses require an explanation.
CONTRACTORS 6. Does applicant lease equipment to others with or without operators? Yes checkbox Enter Y for a “Yes” response. Input N for “No” response. The response to the question, "Does applicant lease equipment to others with or without operators?".
CONTRACTORS Remarks Enter text: An explanation of a response to a general information or underwriting question. Normally, "Yes" responses require an explanation.
CONTRACTORS $ Paid to Subcontractors Enter amount: The total dollar amount for work that the contractor pays to subcontractors.
CONTRACTORS % of Work Subcontracted Enter percentage: The percentage of the work described by the applicant as subcontracted out.
CONTRACTORS # Full Time Staff Enter number: The number of individuals employed full time by the applicant.
CONTRACTORS # Part Time Staff Enter number: The number of individuals employed part time by the applicant.
CONTRACTORS Remarks/Describe the type of work & percentage subcontracted Enter text: An explanation of a response to a general information or underwriting question. Normally, "Yes" responses require an explanation.
PRODUCTS/COMPLETED OPERATIONS Products Enter text: The name used to identify the product manufactured or sold or service provided by the applicant.
PRODUCTS/COMPLETED OPERATIONS Annual Gross Sales Enter amount: The whole dollar estimate of the annual sales receipts realized by this product or service.
PRODUCTS/COMPLETED OPERATIONS # of Units Enter number: The number of units of this product manufactured and/or sold each year.
PRODUCTS/COMPLETED OPERATIONS Time in Market Enter number: The number of months the product or service has been marketed to the public.
PRODUCTS/COMPLETED OPERATIONS Expected Life Enter number: The anticipated number of months of useful life of the product or service.
PRODUCTS/COMPLETED OPERATIONS Intended Use Enter text: The intended use of the product.
PRODUCTS/COMPLETED OPERATIONS Principal Components Enter text: The principal components of the product.
PRODUCTS/COMPLETED OPERATIONS Products Enter text: The name used to identify the product manufactured or sold or service provided by the applicant.
PRODUCTS/COMPLETED OPERATIONS Annual Gross Sales Enter amount: The whole dollar estimate of the annual sales receipts realized by this product or service.
PRODUCTS/COMPLETED OPERATIONS # of Units Enter number: The number of units of this product manufactured and/or sold each year.
PRODUCTS/COMPLETED OPERATIONS Time in Market Enter number: The number of months the product or service has been marketed to the public.
PRODUCTS/COMPLETED OPERATIONS Expected Life Enter number: The anticipated number of months of useful life of the product or service.
PRODUCTS/COMPLETED OPERATIONS Intended Use Enter text: The intended use of the product.
PRODUCTS/COMPLETED OPERATIONS Principal Components Enter text: The principal components of the product.
PRODUCTS/COMPLETED OPERATIONS Products Enter text: The name used to identify the product manufactured or sold or service provided by the applicant.
PRODUCTS/COMPLETED OPERATIONS Annual Gross Sales Enter amount: The whole dollar estimate of the annual sales receipts realized by this product or service.
PRODUCTS/COMPLETED OPERATIONS # of Units Enter number: The number of units of this product manufactured and/or sold each year.
PRODUCTS/COMPLETED OPERATIONS Time in Market Enter number: The number of months the product or service has been marketed to the public.
PRODUCTS/COMPLETED OPERATIONS Expected Life Enter number: The anticipated number of months of useful life of the product or service.
PRODUCTS/COMPLETED OPERATIONS Intended Use Enter text: The intended use of the product.
PRODUCTS/COMPLETED OPERATIONS Principal Components Enter text: The principal components of the product.
PRODUCTS/COMPLETED OPERATIONS 1. Does applicant install, service or demonstrate products? Yes checkbox Enter Y for a “Yes” response. Input N for “No” response. The response to the question, "Does applicant install, service or demonstrate products?".
PRODUCTS/COMPLETED OPERATIONS Remarks Enter text: An explanation of a response to a general information or underwriting question. Normally, "Yes" responses require an explanation.
PRODUCTS/COMPLETED OPERATIONS 2. Foreign products sold, distributed, or used as components? Yes checkbox Enter Y for a “Yes” response. Input N for “No” response. The response to the question, "Foreign products, sold, distributed, used as components?".
PRODUCTS/COMPLETED OPERATIONS 3. Research and development conducted or new products planned? Yes checkbox Enter Y for a “Yes” response. Input N for “No” response. The response to the question, "Research and development conducted or new products planned?".
PRODUCTS/COMPLETED OPERATIONS Remarks Enter text: An explanation of a response to a general information or underwriting question. Normally, "Yes" responses require an explanation.
PRODUCTS/COMPLETED OPERATIONS 4. Guarantees, warranties, hold harmless agreements? Yes checkbox Enter Y for a “Yes” response. Input N for “No” response. The response to the question, "Guarantees, warrantees, hold harmless agreements?".
PRODUCTS/COMPLETED OPERATIONS Remarks Enter text: An explanation of a response to a general information or underwriting question. Normally, "Yes" responses require an explanation.
PRODUCTS/COMPLETED OPERATIONS 5. Products related to aircraft/space industry? Yes checkbox Enter Y for a “Yes” response. Input N for “No” response. The response to the question, "Products related to aircraft/space industry?".
PRODUCTS/COMPLETED OPERATIONS Remarks Enter text: An explanation of a response to a general information or underwriting question. Normally, "Yes" responses require an explanation.
PRODUCTS/COMPLETED OPERATIONS 6. Products recalled, discontinued, changed? Yes checkbox Enter Y for a “Yes” response. Input N for “No” response. The response to the question, "Products recalled, discontinued, changed?".
PRODUCTS/COMPLETED OPERATIONS Remarks Enter text: An explanation of a response to a general information or underwriting question. Normally, "Yes" responses require an explanation.
PRODUCTS/COMPLETED OPERATIONS 7. Products of others sold or repackaged under applicant's label? Yes checkbox Enter Y for a “Yes” response. Input N for “No” response. The response to the question, "Products of others sold or repackaged under applicant label?".
PRODUCTS/COMPLETED OPERATIONS Remarks Enter text: An explanation of a response to a general information or underwriting question. Normally, "Yes" responses require an explanation.
PRODUCTS/COMPLETED OPERATIONS 8. Products under label of others? Yes checkbox Enter Y for a “Yes” response. Input N for “No” response. The response to the question, "Products under label of others?".
PRODUCTS/COMPLETED OPERATIONS Remarks Enter text: An explanation of a response to a general information or underwriting question. Normally, "Yes" responses require an explanation.
PRODUCTS/COMPLETED OPERATIONS 9. Vendor's coverage required? Yes checkbox Enter Y for a “Yes” response. Input N for “No” response. The response to the question, "Vendors coverage required?".
PRODUCTS/COMPLETED OPERATIONS Remarks Enter text: An explanation of a response to a general information or underwriting question. Normally, "Yes" responses require an explanation.
PRODUCTS/COMPLETED OPERATIONS 10. Does any named insured sell to any other named insured? Yes checkbox Enter Y for a “Yes” response. Input N for “No” response. The response to the question, "Does any named insured sell to other named insured?".
PRODUCTS/COMPLETED OPERATIONS Remarks Enter text: An explanation of a response to a general information or underwriting question. Normally, "Yes" responses require an explanation.
IDENTIFICATION SECTION Agency Customer ID Enter identifier: The customer's identification number assigned by the producer (e.g. agency or brokerage).
ADDITIONAL INTERESTS/CERTIFICATE RECIPIENTS ACORD 45 attached for additional names checkbox Check the box (if applicable): Indicates that further additional interests appear on the attached ACORD 45.
ADDITIONAL INTERESTS/CERTIFICATE RECIPIENTS Interest-Additional Insured Check the box (if applicable): Indicates the additional interest type is an additional insured.
ADDITIONAL INTERESTS/CERTIFICATE RECIPIENTS Employee as Lessor Check the box (if applicable): Indicates the additional interest type is an employee as lessor.
ADDITIONAL INTERESTS/CERTIFICATE RECIPIENTS Lienholder Check the box (if applicable): Indicates the additional interest type is a lien holder.
ADDITIONAL INTERESTS/CERTIFICATE RECIPIENTS Loss payee Check the box (if applicable): Indicates the additional interest type is a loss payee.
ADDITIONAL INTERESTS/CERTIFICATE RECIPIENTS Mortgagee Check the box (if applicable): Indicates the additional interest type is a mortgagee.
ADDITIONAL INTERESTS/CERTIFICATE RECIPIENTS Other checkbox Check the box (if applicable): Indicates the additional interest is not any of the types listed on the form.
ADDITIONAL INTERESTS/CERTIFICATE RECIPIENTS Other Field Enter text: The description of the type of interest in the item.
ADDITIONAL INTERESTS/CERTIFICATE RECIPIENTS Rank Enter number: The ranking of 'this' additional interest when multiple additional interests are associated with the same item.
ADDITIONAL INTERESTS/CERTIFICATE RECIPIENTS Certificate Required Checkbox Check the box (if applicable): Indicates if the additional interest requires a Certificate of Insurance,
ADDITIONAL INTERESTS/CERTIFICATE RECIPIENTS Name & Address Enter text: The additional interest's full name.
ADDITIONAL INTERESTS/CERTIFICATE RECIPIENTS Enter text: The additional interest's mailing address line one.
ADDITIONAL INTERESTS/CERTIFICATE RECIPIENTS Enter text: The additional interest's mailing address line two.
ADDITIONAL INTERESTS/CERTIFICATE RECIPIENTS Enter text: The additional interest's mailing address city name.
ADDITIONAL INTERESTS/CERTIFICATE RECIPIENTS Enter code: The additional interest's mailing address state or province code.
ADDITIONAL INTERESTS/CERTIFICATE RECIPIENTS Enter code: The additional interest's mailing address postal code.
ADDITIONAL INTERESTS/CERTIFICATE RECIPIENTS Enter code: The additional interest's country code.
ADDITIONAL INTERESTS/CERTIFICATE RECIPIENTS Reference # Enter identifier: The loan number, account number or other controlling number that the additional interest may have assigned the insured.
ADDITIONAL INTERESTS/CERTIFICATE RECIPIENTS Interest in Item Number - Location: Enter number: The producer assigned number of the location which has an additional interest.
ADDITIONAL INTERESTS/CERTIFICATE RECIPIENTS Building: Enter number: The producer assigned number of the building which has an additional interest.
ADDITIONAL INTERESTS/CERTIFICATE RECIPIENTS Item Class Enter text: The description of the property class of the scheduled item (i.e. Jewelry, Furs, Contractors Equipment, etc.).
ADDITIONAL INTERESTS/CERTIFICATE RECIPIENTS Item: Enter number: The producer assigned number of the scheduled item which has an additional interest.
ADDITIONAL INTERESTS/CERTIFICATE RECIPIENTS Item Description Enter text: The description of the item of interest if needed to further clarify. For a vehicle, list the make, model and VIN number. For a scheduled item, list the description, such as three carat diamond in six point setting.
GENERAL INFORMATION 1. Any medical facilities provided or medical professionals employed or contracted? Yes checkbox Enter Y for a “Yes” response. Input N for “No” response. The response to the question, "Any medical facilities provided or medical professionals employed or contracted?".
GENERAL INFORMATION Remarks Enter text: An explanation of a response to a general information or underwriting question. Normally, "Yes" responses require an explanation.
GENERAL INFORMATION 2. Any exposure to radioactive/nuclear materials? Yes checkbox Enter Y for a “Yes” response. Input N for “No” response. The response to the question, "Any exposure to radioactive/nuclear materials?".
GENERAL INFORMATION Remarks Enter text: An explanation of a response to a general information or underwriting question. Normally, "Yes" responses require an explanation.
GENERAL INFORMATION 3. Do operations involve storing, treating, discharging, applying, disposing or transporting hazardous material? Yes checkbox Enter Y for a “Yes” response. Input N for “No” response. The response to the question, "Do/have past, present or discontinued operations involve(d) storing, treating, discharging, applying, disposing, or transporting of hazardous material?".
GENERAL INFORMATION Remarks Enter text: An explanation of a response to a general information or underwriting question. Normally, "Yes" responses require an explanation.
GENERAL INFORMATION 4. Any listed operations sold, acquired, or discontinued in the last five (5) years? Yes checkbox Enter Y for a “Yes” response. Input N for “No” response. The response to the question, "Any operations sold, acquired or discontinued in the last specified number of years?".
GENERAL INFORMATION Remarks Enter text: An explanation of a response to a general information or underwriting question. Normally, "Yes" responses require an explanation.
GENERAL INFORMATION 5. Is any machinery or equipment loaned or rented to others? Yes checkbox Enter Y for a “Yes” response. Input N for “No” response. The response to the question, "Machinery or equipment loaned or rented to others?".
GENERAL INFORMATION Remarks Enter text: An explanation of a response to a general information or underwriting question. Normally, "Yes" responses require an explanation.
GENERAL INFORMATION 6. Any watercraft, docks, floats owned, hired, or leased? Yes checkbox Enter Y for a “Yes” response. Input N for “No” response. The response to the question, "Any watercraft, docks, floats owned, hired or leased?".
GENERAL INFORMATION Remarks Enter text: An explanation of a response to a general information or underwriting question. Normally, "Yes" responses require an explanation.
GENERAL INFORMATION 7. Any parking facilities owned/ rented? Yes checkbox Enter Y for a “Yes” response. Input N for “No” response. The response to the question, "Any parking facilities owned/rented?".
GENERAL INFORMATION Remarks Enter text: An explanation of a response to a general information or underwriting question. Normally, "Yes" responses require an explanation.
GENERAL INFORMATION 8. Is a fee charged for parking? Yes checkbox Enter Y for a “Yes” response. Input N for “No” response. The response to the question, "Is a fee charged for parking?".
GENERAL INFORMATION Remarks Enter text: An explanation of a response to a general information or underwriting question. Normally, "Yes" responses require an explanation.
GENERAL INFORMATION 9. Are any recreational facilities provided? Yes checkbox Enter Y for a “Yes” response. Input N for “No” response. The response to the question, "Recreation facilities provided?".
GENERAL INFORMATION Remarks Enter text: An explanation of a response to a general information or underwriting question. Normally, "Yes" responses require an explanation.
GENERAL INFORMATION 10. Is there a swimming pool on the premises? Yes checkbox Enter Y for a “Yes” response. Input N for “No” response. The response to the question, "Is there a swimming pool on the premises?".
GENERAL INFORMATION Remarks Enter text: An explanation of a response to a general information or underwriting question. Normally, "Yes" responses require an explanation.
GENERAL INFORMATION 11. Any sporting or social events sponsored? Yes checkbox Enter Y for a “Yes” response. Input N for “No” response. The response to the question, "Sporting or social events sponsored?".
GENERAL INFORMATION Remarks Enter text: An explanation of a response to a general information or underwriting question. Normally, "Yes" responses require an explanation.
GENERAL INFORMATION 12. Any structural alterations contemplated? Yes checkbox Enter Y for a “Yes” response. Input N for “No” response. The response to the question, "Any structural alterations contemplated?".
GENERAL INFORMATION Remarks Enter text: An explanation of a response to a general information or underwriting question. Normally, "Yes" responses require an explanation.
GENERAL INFORMATION 13. Any demolition exposure contemplated? Yes checkbox Enter Y for a “Yes” response. Input N for “No” response. The response to the question, "Any demolition exposure contemplated?".
GENERAL INFORMATION Remarks Enter text: An explanation of a response to a general information or underwriting question. Normally, "Yes" responses require an explanation.
GENERAL INFORMATION 14. Has applicant been active in or is currently active in joint ventures? Yes checkbox Enter Y for a “Yes” response. Input N for “No” response. The response to the question, "Has applicant been active in or is currently active in joint ventures?".
GENERAL INFORMATION Remarks Enter text: An explanation of a response to a general information or underwriting question. Normally, "Yes" responses require an explanation.
GENERAL INFORMATION 15. Do you lease employees to or from others? Yes checkbox Enter Y for a “Yes” response. Input N for “No” response. The response to the question, "Do you lease employees to or from other employers?".
GENERAL INFORMATION Remarks Enter text: An explanation of a response to a general information or underwriting question. Normally, "Yes" responses require an explanation.
IDENTIFICATION SECTION Agency Customer ID Enter identifier: The customer's identification number assigned by the producer (e.g. agency or brokerage).
GENERAL INFORMATION 16. Is there a labor interchange with any other business or subsidiaries? Yes checkbox Enter Y for a “Yes” response. Input N for “No” response. The response to the question, "Is there a labor interchange with any other business or subsidiaries?".
GENERAL INFORMATION Remarks Enter text: An explanation of a response to a general information or underwriting question. Normally, "Yes" responses require an explanation.
GENERAL INFORMATION 17. Are daycare facilities operated or controlled? Yes checkbox Enter Y for a “Yes” response. Input N for “No” response. The response to the question, "Are day care facilities operated or controlled?".
GENERAL INFORMATION Remarks Enter text: An explanation of a response to a general information or underwriting question. Normally, "Yes" responses require an explanation.
GENERAL INFORMATION 18. Have any crimes occurred or been attempted on your premises within the last three (3) years? Yes checkbox Enter Y for a “Yes” response. Input N for “No” response. The response to the question, "Have any crimes occurred or been attempted on your premises within the last specified number of years?".
GENERAL INFORMATION Remarks Enter text: An explanation of a response to a general information or underwriting question. Normally, "Yes" responses require an explanation.
GENERAL INFORMATION 19. Is there a formal, written safety and security policy in effect? Yes checkbox Enter Y for a “Yes” response. Input N for “No” response. The response to the question, "Is there a formal, written safety and security policy in effect?".
GENERAL INFORMATION Remarks Enter text: An explanation of a response to a general information or underwriting question. Normally, "Yes" responses require an explanation.
GENERAL INFORMATION 20. Does the businesses' promotional literature make any representations about the safety or security of the premises? Yes checkbox Enter Y for a “Yes” response. Input N for “No” response. The response to the question, "Does the business' promotional literature make any representation about the safety or security of the premises?".
GENERAL INFORMATION Remarks Enter text: An explanation of a response to a general information or underwriting question. Normally, "Yes" responses require an explanation.
GENERAL INFORMATION REMARKS Enter text: The remarks associated with the general liability line of business. Use this section to provide any additional information required for underwriting or rating. Attach ACORD 101, Additional Remarks Schedule, is more space is required.
Edition Date The edition identifier of the form including the form number and edition (the date is typically formatted YYYY/MM).

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